Lloyds TSB Commercial Finance

Overview

A Trusted Source of Flexible Commercial Finance Solutions

Need to increase liquidity? Want to protect against bad debtors? Whether you're a sole trader, a fast growing start-up, a middle market business, or a large corporate, Lloyds TSB Commercial Finance will help you find the right source of alternative finance:

Factoring, Invoice Discounting, Asset Based Lending, Recruitment Finance, Debtor Protection, Debtor Insurance

What's more, if you're not happy with our service you can leave us with just one months notice and we will refund all charges to you. *Terms and Conditions apply

Find the right finance solution for your business

Factoring

Factoring is a flexible form of finance which advances money to a company as and when it issues new invoices, designed for businesses with a turnover greater than £100,000.

Up to 90% of the value of your invoices can be paid out within 24 hours of raising them, which can bridge the gap between raising an invoice and getting that invoice paid.

Factoring enables working capital to grow in line with sales and provides financial headroom for greater financial flexibility.

Invoice Discounting

With our invoice discounting product, you will receive advances of funds against outstanding sales invoices.

Up to 85% of the value of your invoices can be paid out within 24 hours of raising them. This facility is provided confidentially, so customers remain unaware of the financing arrangements.

Invoice discounting solutions are tailored for specific needs of businesses with sales in excess of £250,000.

Asset Finance

Asset finance enables companies to obtain funding for the purchase of assets they need to run and grow their businesses successfully.

Paying cash outright for capital assets can be a significant drain on your company's working capital. With asset finance you will ease your cash flow through regular payments over an agreed period of time.

Funding is available for new & used cars, coaches, light & heavy commercial vehicles, plant, machinery & office equipment.

Debtor Protection

Debtor Protection provides security for your business by protecting you against insolvency or non payment of invoices by your customers.

You may run a very successful business, however, have you thought about what would happen to your business if one of your customers became insolvent?

What would the impact be on your business?

At Lloyds TSB Commercial Finance we have a dedicated team who will work with you and provide you with a low cost, easy to manage service which could protect you from potentially damaging losses if a major customer suddenly fails.

Recruitment Finance

Lloyds TSB Commercial Finance specialises in providing funding and payroll services for the UK temporary recruitment sector.

The service is designed for all sizes of recruitment business and can provide invaluable support to both new and established agencies.

We provide a fully outsourced payroll management and funding service, which means temps get paid on time, whilst freeing up time to get the business moving in the right direction.

Business Charter

We believe that our products and our staff are amongst the best in our industry.

Our aim is to provide excellent client service at all times and we believe in treating our customers fairly in all our dealings with them. For this reason we offer all our clients with facilities linked to business invoices our New Business Charter.

The New Business Charter sets out the principles of our working arrangements with you.

Tailored to you

Step 1: Select one of the options below

Your Turnover

Step 2: Select from the dropdown the category that best applies to you or your business

Your Finance Need

Step 2: Select from the dropdown the category that best applies to you or your business

Your Industry Sector

Step 2: Select from the dropdown the category that best applies to you or your business

You may be interested in...

Press Releases

Lloyds TSB Commercial Finance starts scheme to protect firms against bad debts 02/02/2010

Lloyds TSB Commercial Finance has launched a Debtor Insurance service to help SMEs guard against bad debts, as insolvencies are forecast to reach record highs

Lloyds TSB team branches out in aid of Katharine House Hospice in Banbury 02/02/2010

A 12-strong team from Lloyds TSB Commercial Finance, the asset based lending arm of Lloyds TSB that has a major office on Brookhill Way, has swapped a day in the office for a day of gardening at a Banbury charity.

Lloyds TSB Commercial Finance help Heckmondwike pupils tackle ‘Apprentice’ inspired challenge 01/02/2010

Pupils from Heckmondwike Grammar School have attended a series of management and business advice workshops prepared in collaboration with a number of organisations, including Lloyds TSB Commercial Finance

Welsh bakery secures funding to meet rising demand

A Welsh bakery, which makes traditional cakes and bread, is set to boost turnover this year after securing an asset based lending (ABL) facility from Lloyds TSB Commercial Finance. The bakery is a wholesale supplier, providing Morrisons, Tesco and Asda with its products.

Plumbers’ merchant plugs gap in the market with funding from Lloyds TSB Commercial Finance

North Yorkshire-based Watermark Plumbing Supplies, which predominantly provides plumbing supplies to trade customers, has opened its third premises and is continuing to grow across the region, after securing an asset based lending (ABL) facility from Lloyds TSB Commercial Finance.

Manchester roofing firm reaches new heights after cash injection

Manchester-based Acorn Bespoke Roofing is set to increase turnover and headcount by nearly 30 per cent this year after boosting cash flow using a funding package secured from its business banking partner Lloyds TSB and its asset based lending division Lloyds TSB Commercial Finance.

Top ten tips for boosting cash flow

Since cash is the lifeblood of any business, it’s vital for companies to ensure a steady flow of capital. Commercial Finance works with you to boost your working capital. Strong working capital ensures a firm can perform its day to day operations and provide access

Ensuring cash flows during testing times

‘Let’s keep positive’ by Nick Robson, Regional Director, Large & Major Corporates at Lloyds TSB Commercial Finance. The old adage of ‘cash is king’ has never been more relevant than in the current downturn where businesses need to redouble their focus on

Cash management – asset based lending

Simon Featherstone, Managing Director of Lloyds TSB Commercial Finance examines asset based lending and its increased importance to effective cash management in the current climate. The old adage of ‘cash is king’ has never been more relevant than in

Lloyds TSB Commercial Finance

Overview

A Trusted Source of Flexible Commercial Finance Solutions

Factoring

Factoring is a flexible form of finance which advances money to a company as and when it issues new invoices, designed for businesses with a turnover greater than £100,000.

Invoice Discounting

With our invoice discounting product, you will receive advances of funds against outstanding sales invoices.

Asset Finance

Asset finance enables companies to obtain funding for the purchase of assets they need to run and grow their businesses successfully.

Debtor Protection

Debtor Protection provides security for your business by protecting you against insolvency or non payment of invoices by your customers.

Recruitment Finance

Lloyds TSB Commercial Finance specialises in providing funding and payroll services for the UK temporary recruitment sector.

Business Charter

We believe that our products and our staff are amongst the best in our industry.

Tailored to you

You may be interested in...

Press Releases

Lloyds TSB Commercial Finance starts scheme to protect firms against bad debts 02/02/2010

Lloyds TSB team branches out in aid of Katharine House Hospice in Banbury 02/02/2010

Lloyds TSB Commercial Finance help Heckmondwike pupils tackle ‘Apprentice’ inspired challenge 01/02/2010

Case Studies

Welsh bakery secures funding to meet rising demand

Plumbers’ merchant plugs gap in the market with funding from Lloyds TSB Commercial Finance

Manchester roofing firm reaches new heights after cash injection

Opinion Pieces

Top ten tips for boosting cash flow

Ensuring cash flows during testing times

Cash management – asset based lending

Contact the team

How much funding could we provide you with?

2012 Olympic Games

Debtor Insurance