As a leading provider of commercial finance, we know that doing deals is an art - an art that we successfully complete with advisors over ten times a day.

For example, working with Clearwater, we recently provided the funding for a complex management buyout of United Agri Products. It was a complicated deal involving both the UK and French subsidiaries. Coupled with this, the business was also seasonal, which gave rise to real cash flow challenges.

But the Lloyds TSB Commercial Finance team used its flair and flexibility, rising easily to the challenge to clinch the deal.