"By thinking creatively - and using tenacious people - it is abundantly possible to grow your company without giving too much away, diluting your equity or ultimately being partly-owned by a private investor.

Asset-backed lending is an extremely flexible form of front-line finance that not only releases the value tied up in your business invoices, but also additional assets such as plant and machinery, stock and property. The important advantage is that it provides you with an even greater availability of cash to help you maximise your working capital to achieve your objectives, whilst minimising dilution of equity.

At Lloyds TSB Commercial Finance, we're the leading provider of asset-backed lending in the country. We know that doing these deals is an art - an art that we successfully complete over ten times a day.

As masters of our art, we know we need to get highly involved in every deal and to use our creative flair and flexibility to rise to the challenge. Our success is based on:

• Close working partnerships with all parties to the deal
• Our team thrives on involvement and partnership with all parties
• The deals we put together are extremely flexible, allowing the draw down of funds when needed, without going through endless committees
• The quality and experience of our sales and client management teams
• Being 100% hands-on at all times.

Here we take you through some recent successes from which we hope you gain inspiration, information and insight. To find out more about how our art can help your particular business, please contact us on 0800 55 00 22.

We'll move mountains for you if we have to. "

Ted Ettershank, Managing Director, Lloyds TSB Commercial Finance