Unlock the value of your business assets

Does your business have capital tied up in stock, plant and machinery or property? We could help turn these assets into cash – increasing your working capital, without slowing growth.

Asset Based Lending works alongside our Invoice Discounting service. With asset based lending, money is released into your business. You can use it to expand, restructure or acquire new machinery and equipment.

It can also help fund a management buy-out or acquisition.

Benefits of asset based lending

• Cost effective – and straightforward way to improve your working capital

• Scalable – your available finance grows in line with your business

• Flexibility – usually more adaptable than fixed borrowing, and can help you cope with cashflow fluctuations

Who needs asset based lending?

Asset based lending is designed for businesses with a turnover of at least £1 million. Your business will need to sell products or services to other companies on credit, hold high levels of stock, or have to buy raw materials or pay staff and suppliers more quickly than they get paid.

Next steps

Call us on 0800 169 4356 to learn more about asset based lending and our other business funding options.

The provision of credit or leasing services by us is subject to your meeting our Credit approval. Please ensure that you only apply for credit or leasing services that you can comfortably afford.

Asset Based Finance facilities comprises of a range of products and services offered by Lloyds TSB Commercial Finance. When using these products and services your agreement will be with a Lloyds Banking Group company whose terms and conditions will apply. Lloyds TSB Commercial Finance is a trading name of Lloyds TSB Commercial Finance Limited. Registered Office: No.1. Brookhill Way, Banbury OX16 3EL. Registered in England and Wales No. 733011