Invoice finance, which includes factoring and invoice discounting, is a highly effective source of business funding for rapidly growing business which provides capital without the need to extend overdrafts or take out new business loans.

The old adage ‘cash is king’ is true for all firms, whether you’re an owner-manager of a rapidly expanding SME or Financial Director in charge of a business looking to develop its presence domestically and internationally.

Strong cash flow is essential for meeting day-to-day operational costs and making the strategic investments needed to maximise growth opportunities in your chosen markets.

Invoice finance is an ideal method for boosting liquidity and raising expansion capital; and by drawing on the value of existing assets such as the sales ledger, machinery, property or stock, this form of finance is also an effective means of quickly injecting funds into a company.

Lloyds TSB Commercial Finance’s facilities are particularly suited to helping businesses:

• Strengthen working capital in order to service a major new order or prepare effectively for a seasonal spike in demand
• Gain a competitive advantage by investing in capacity, product development and geographical expansion
• Finance a buyout, merger or acquisition by unlocking the often considerable ‘hidden’ value on a company’s balance sheet

Whichever industry you operate in, our facilities are regularly reviewed and can be quickly scaled up to meet your exact requirements.

This allows you to develop expansion plans and enter new agreements safe in the knowledge that they will boost funds immediately and provide the breathing space needed for you to confidently drive your company forward. 

We also adopt a relationship-led approach to lending, using our experience to tailor facilities according to the individual business’ assets, trading history, current requirements and future strategy.

Contact us to find out more about how Lloyds TSB Commercial Finance’s funding solutions could assist your business.

The provision of credit or leasing services by us is subject to your meeting our Credit approval.  Please ensure that you only apply for credit or leasing services that you can comfortably afford.