Because cash flow counts...

There are many misconceptions about Invoice Financing, but your business, like most others, depends on a good steady flow of cash; and that is exactly what Invoice Financing can provide.

You need working capital on hand to enable you to run your company smoothly and efficiently; it gives you the flexibility to make good buying decisions, to negotiate discounts, to take advantage of good opportunities, to remain in control.

Because you’re in control...

If you have a full order book, but have to wait 60 or 90 days for payment,you’re not in control.

If you have customers who are regularly late in paying, you’re not in control.

If you’re limited by a bank overdraft, you’re not in control.

Invoice Financing puts you firmly in control of your business finances. Our Invoice Finance solutions are flexible alternatives to delays waiting for payment, and the amount available to you will grow in line with the amount you sell.

What’s more, you’re not tied into a lengthy contract; our Business Charter outlines our commitment to you. We prefer not to lock customers into long contracts, again helping you to feel in control of your business.

Because we all need a competitive edge...

Whether you’re a small business owner, a large international corporation or a sole trader starting up, Invoice Financing could help put you in position for even greater success. We’ll work with you to identify an intelligent commercial finance solution that suits your needs and gives you an advantage over your competition.

Our Invoice Financing allows you to:

• Release cash quickly - Access up to 90% of the cash that’s sat in your business to business invoices within 24 hours.
• Have working capital on hand - Access the cash that will help you make the decisions that can grow your business.
• Enjoy greater flexibility - Your funding grows as your turnover grows, the more you invoice the more funding is made available
  to you.

Is your business eligible?

The criteria differ for each of our Invoice Financing solutions; use our quick reference guide to discover whether Invoice Discounting or Factoring is best suited to your business needs.

But as a broad guide, you should consider Invoice Financing if:

• You sell to other businesses on credit terms.
• Your projected annual turnover is greater than £50,000.

Contact us today

Our Invoice Finance products are open to everyone, no matter who you bank with. Please feel free to contact us on 0800 169 4356 with any questions or concerns, we’re here for you and happy to help.

The provision of credit or leasing services by us is subject to your meeting our Credit approval.  Please ensure that you only apply for credit or leasing services that you can comfortably afford.